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librettdesign on ""User Authentication Failed" At Checkout"

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Hi- I'm new to word press, and I'm just learning the basics about coding and how all this stuff works. I would really appreciate any help!

The checkout on my website started to read "USER AUTHENTICATION FAILED" once the credit card info was entered and no sales are going through. I have Woocommerce version 2.1.12, and I just updated my woocommerce payment gateway to "WooCommerce PayPal Payments Advanced Gateway Version 1.9". I have Responsive Pro Child theme, and wordpress is updated to version 3.9.2.

When I go to my Woocommerce System Status I see the following issues:

WP Memory Limit: 40 MB - We recommend setting memory to at least 64MB. See: Increasing memory allocated to PHP

Template Overrides (WooCommerce): related.php version - is out of date. The core version is 1.6.4

My website is http://www.shoplibrett.com Can someone please help me figure out whats going on? Thanks!


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